Health Insurance
Home Insurance
Motor Insurance
Travel Insurance
Business Services
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WELCOME TO
Next Wave Insurance has been successfully meeting the needs of our clients . We are specialized and certified in general insurance services . But, we simply don’t believe in the “one–fits-all” approach. We work with you to create individualised solutions. We are here to help our clients ask the right questions, identify their specific insurance demands and voice their concerns so we can best meet them.
YOUR SECURITY, IS OUR CONCERN
NEXT WAVE INSURANCE SERVICES
We provide solutions
HEALTH INSURANCE
Health Insurance
We offer several health insurance plans. Contact us for details.
IMMIGRATION HEALTH INSURANCE
All foreigners (employees, visitors, and students) wishing to reside in Cyprus are obliged by law to have Health Insurance. Such insurance is a prerequisite for the necessary registration (work or visitors permit visa) with the Immigration Authorities in Cyprus.
MOTOR INSURANCE
Motor Insurance
There are three main levels of motor insurance.
1. Third Party
2. third party including fire + theft
3. Full comprehensive
MOTOR INSURANCE
When you get a quote, we'll ask you what kind of car insurance you're looking for. There are three main levels of cover to choose from
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Thrid Party only
Thrid Party only .The lowest level of cover available. It insures you against damage caused to someone else or their property, including your passengers, as the result of an accident. It doesn't cover your car against repair or replacement.
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Third-party, fire and theft
Offers the same level of cover as third-party, but also covers your car for repair or replacement if it's stolen or damaged by fire.
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Comprehensive
Offers the most protection, covering you and your car, as well as other people and their property.
Third party covers
- Third Party – Death or bodily injury of any person
- Third Party – Property Damage
- Third Party – Emergency hospitalization of any person
- Off road extension
- Trailer
- Passenger liability
- Cover of any authorized driver between 25-70 years old with 2 or more years Driving License
- Accident service
- Road assistance
- Fracture of glasses
- Personal Accident
Comprehensive
- Third Party – Death or bodily injury of any person
- Third Party – Property Damage
- Third Party – Emergency hospitalization of any person
- Off road extension
- Trailer
- Passenger liability
- Cover of any authorized driver between 25-70 years old with 2 or more years Driving License
- Accident service
- Road assistance
- Fracture of glasses
- Personal Accident
- Fire (Deductible amount: 250 €)
- Partial theft (Deductible amount: 250 €)
- Total theft (Deductible amount: 250 €)
- Coverage of natural hazards (Deductible amount: 250 €)
- Same damages (Deductible amount: 250 €)
- Malicious Damage (Deductible amount: 250 €)
- Loss of vehicle use
- Fears, Strikes, Civil unrest (Deductible amount: 250 €)
HOME INSURANCE
Home Insurance
Homeowners insurance is made up of coverages that may help pay to repair or replace your home
HOME INSURANCE
Homeowners insurance is made up of coverages that may help pay to repair or replace your home and belongings if they are damaged by certain perils, such as fire ,theft , lightning ,earthquake , storm , flood , explosion etc . It may also help cover costs if you accidentally damage another person’s property or if a visitor is injured at your home.
TRAVEL INSURANCE
Travel Insurance
Travel insurance is insurance that is intended to cover medical expenses, trip cancellation, lost luggage, flight accident and other losses incurred while traveling, either internationally or nationally.
TRAVEL INSURANCE
Travel Insurance, Schengen visa travel insurance, Europe and Worldwide
Single Trip Travel Insurance Cover schengen visa requirements
| COVER | SUMS INSURED | EXCESS | |
| Section A | Loss of Deposit / Cancellation | €4,250 | €70 |
| Section B | Emergency Medical & Associated Expenses Costs of transporting your mortal remains or ashes to your home are included | €2,500,000 | €70 |
| Section C | Hospital Inconvenience Expenses | €300 | NIL |
| Section D | Abandonment of Journey/Trip | €4,250 | €70 |
| Section E | Personal Accident Death Limit | €30,000 €20,000 * | Nil |
| Section F | Baggage Single Article Limit Valuables Limit Travel Documents Delayed Luggage | €2,500 €300 €300 €300 €300 | €70 €70 €70 €70 Nil |
| Section G | Personal Money(cash Limit) under 18 | €400 (€200) €125 | €70 |
| Section H | Personal Liability | €2,500,000.00 | €200.00 |
| Section I | Delayed Departure Delay Abandonment | €300 €4,250 | Nil €70 |
| Section J | Missed Departure | €600 | Nil |
Annual Multi Trip (maximum duration any one trip of 30 days)
| COVER | SUMS INSURED | EXCESS | |
| Section A | Loss of Deposit / Cancellation | €4,250 | €70 |
| Section B | Emergency Medical & Associated Expenses Costs of transporting your mortal remains or ashes to your home are included | €2,500,000 | €70 |
| Section C | Hospital Inconvenience Expenses | €300 | NIL |
| Section D | Abandonment of Journey/Trip | €4,250 | €70 |
| Section E | Personal Accident Death Limit | €30,000 €20,000 * | Nil |
| Section F | Baggage Single Article Limit Valuables Limit Travel Documents Delayed Luggage | €2,500 €300 €300 €300 €300 | €70 Nil |
| Section G | Personal Money(cash Limit) under 18 | €400 (€200) €125 | €70 |
| Section H | Personal Liability | €2,500,000.00 | €200.00 |
| Section I | Delayed Departure Delay Abandonment | €300 €4,250 | Nil €70 |
| Section J | Missed Departure | €600 | Nil |
INTERNATIONAL STUDENTS INSURANCE
International Students Insurance
Special Student Insurance Plan in the framework of the «ERASMUS» Internship Program
International Student INSURANCE
Special Student Insurance Plan in the framework of the «ERASMUS» Internship Program
Covers included :
- Permanent Total and Permanent Partial Disability from Accident €10,000
- Public Liability €10,000
- Accident Treatment Costs (Medical Expenses) €500
- Death of the Insured After Accident €10,000
PERSONAL ACCIDENT INSURANCE
Personal Accident Insurance
Personal accident insurance is an agreement between the insurance company and the person insured where the former will provide financial compensation to the latter or his/her family in case of permanent disability/death caused directly and only due to any accident.
PERSONAL ACCIDENT INSURANCE
( individual or family )
Personal accident insurance is an agreement between the insurance company and the person insured where the former will provide financial compensation to the latter or his/her family in case of permanent disability/death caused directly and only due to any accident.
Accidental death cover included
- Death of the Insured After Accident €10,000
- Death of the Insured After Accident €15,000
Medical Expenses after an accident €500
- Death of the Insured After Accident €30,000
Medical Expenses after an accident €1,000
- Death of the Insured After Accident €45,000
Medical Expenses after an accident €1,500
PET HEALTHCARE COVERS & PLANS
Personal Accident Insurance
Unique Pet Healthcare medical plans for cats & dogs in Cyprus !
PET HEALTHCARE COVERS & PLANS
The policies have the following cover:
| Basic Plan | Cover Available | Diamond Plan |
€5,000 per year (Max €2,000 per claim) | Maximum Benefit | €10,000 per year (Max €2,000 per claim) |
| €500 | Accidental Death | €1,000 |
| €500 | Kennels | €1,500 |
| €250 | Loss from Theft and Straying | €750 |
| x | Pet Passport | €250 |
| ✔ | Premium fixed for Life | ✔ |
| ✔ | Use any Vet of their choice | ✔ |
| ✔ | Annual Premiums | ✔ |
| Up to 30,60 or 90 Days | Optional European Travel | Up to 30,60 or 90 Days |
NEXT WAVE INSURANCE BUSINESS
We provide solutions
YACHT, MARINE,CARGO INSURANCE
Yacht, Marine, Cargo Insurance
Contact us for more information.
Tel: +357 24001606
Fax: +357 24001676
CONTRACTOR'S
ALL RISKS
Contractor's All Risks
Contractors' all risks (CAR) insurance is a non-standard insurance policy that provides coverage for property damage and third-party injury or damage claims, the two primary types of risks on construction projects.
CONTRACTOR’S ALL RISK INSURANCE
Contractors’ all risks (CAR) insurance is a non-standard insurance policy that provides coverage for property damage and third-party injury or damage claims, the two primary types of risks on construction projects. Damage to property can include improper construction of structures, damage that happens during a renovation, and damage to temporary work erected on-site.
BUSINESS COMMERCIAL INSURANCE
Business, Commercial Insurance
No matter what size your business is, it’s smart to invest in some type of business insurance to reduce your risk.
BUSINESS INSURANCE
No matter what size your business is, it’s smart to invest in some type of business insurance to reduce your risk.
Business insurance protects you, your employees and your assets from lawsuits, theft, accidents, damage to your company or inventory, product recalls and other potential financial losses. If you own a small business, your insurance needs will be much smaller. However, you may find that your business could use two or three types of business insurance.
LIABILITY INSURANCE
Liability Insurance
Liability insurance covers the cost of legal action and compensation claims made against your business
Liability INSURANCE
PUBLIC LIABILITY INSURANCE for Trade persons and professional services
Public liability insurance covers the cost of legal action and compensation claims made against your business if a third party is injured or their property suffers damage whilst at your business premises or when you are working in their home, office or business property.
- Per Occurrence: €10.000,00
Aggregate limit: €10.000,00 - Per Occurrence: €50.000,00
Aggregate limit: €50.000,00 - Per Occurrence: €100.000,00
Aggregate limit: €100.000,00 - Per Occurrence: €250.000,00
Aggregate limit: €250.000,00 - Per Occurrence: €500.000,00
Aggregate limit: €500.000,00 - Per Occurrence: €1.000.000,00
Aggregate limit: €1.000.000,00
EMPLOYER’S LIABILITY INSURANCE
Provides coverage to the insured (employer) for liability to employees for work-related bodily injury or disease, other than liability imposed on the insured by a workers compensation law.
INDEMNITY PROFESSIONALS
Indemnity professionals
Professional Indemnity policy issued to lawyers, advocates, solicitors and counsels is basically meant to cover liability falling on them as a result of errors and omissions committed by them while rendering professional service.
PROFESSIONAL INDEMNITY FOR LAWYERS
Covers included :
| LIABILITY | LIMIT € | DEDUCTIBLE € |
| LIMIT FOR DEFENSE COST | 25.630 | |
| LIMIT FOR EACH AND EVERY CLAIM | 170.860 | 400 each and every claim |
| LIMIT IN THE AGGREGATE | 341.720 |
LIBEL AND DEFAMATION
UP TO €17.086 FOR EACH CLAIM AND FOR THE TOTAL PERIOD OF COVERAGE (EXCLUDING RETROACTIVE COVER)
INSURED TERMS | |
| COVER: | THE INDEMNITY ARISING FROM A CLAIM MADE AGAINST THE INSURED DURING THE PERIOD OF INSURANCE DUE TO ANY ACT ERROR OR OMMISION COMMITED DURING THE SCOPE OF PROFESSIONAL SERVICES OF A LAWYER IN CYPRUS BASED EXCLUSIVELY ON CYPRUS LAW. |
| LIABILITY | LIMIT € | DEDUCTIBLE € |
| LIMIT FOR DEFENSE COST | 30.000 | |
| LIMIT FOR EACH AND EVERY CLAIM | 300.000 | 400 each and every claim |
| LIMIT IN THE AGGREGATE | 600.000 |
LIBEL AND DEFAMATION
UP TO €17.086 FOR EACH CLAIM AND FOR THE TOTAL PERIOD OF COVERAGE (EXCLUDING RETROACTIVE COVER)
INSURED TERMS | |
| COVER: | THE INDEMNITY ARISING FROM A CLAIM MADE AGAINST THE INSURED DURING THE PERIOD OF INSURANCE DUE TO ANY ACT ERROR OR OMMISION COMMITED DURING THE SCOPE OF PROFESSIONAL SERVICES OF A LAWYER IN CYPRUS BASED EXCLUSIVELY ON CYPRUS LAW. |
INDEMNITY MEDICAL
Indemnity Medical
The cover provided includes all sums which the insured may become legally liable to pay as compensation to third parties, in connection with any error, omission or negligence, as well as the legal expenses incurred with the consent of the Company, within the Limit of Indemnity chosen by the insured.
INDEMNITY FOR Medical professionals
The cover provided includes all sums which the insured may become legally liable to pay as compensation to third parties, in connection with any error, omission or negligence, as well as the legal expenses incurred with the consent of the Company, within the Limit of Indemnity chosen by the insured.
Our insurance is addressed to doctors, dentists, pharmacists, opticians, physiotherapists, nurses, assistant technicians, hospitals, clinics and medical centres.
Hello everyone!!!!!! I was and am very pleased with this company, thousands of thanks to Mrs. Adriana Voronianu for a greeting with a very pleasant smile, a kind and explicit lady in every detail !!! I recommend this company and thousands of +++++ !!!!
We are very pleased with this company.. Thank you for all your help so far..
CONTACT US TODAY
We are here to provide you with the best service on the market. Contact us today! We want to take care of you and have the expertise to do so. Let us know what your specific needs are and we’ll compile the best insurance package suited to you.
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6035 Thessalonikis Avenue 5 ,
shop 5 B ,
Larnaca - voronianuadriana@gmail.com
- +357 24001606
- +357 24001676
- +357 96040400 (WhatsApp & Viber)